Bulletin No. 1

Debtor Services

Don’t become a victim of your own customer’s failure!

(How to deal with overdue accounts & potential bad debts.)

DO ANY OF THESE PROBLEMS APPLY TO YOUR BUSINESS?

• Unpaid accounts causing cash flow problems.
• Unhappy creditors.
• Disruption of your supply line due to accounts “on stop”
• Higher finance and other costs due to poor credit rating.

You MUST deal with this NOW or engage us to do it for you. We will deal with your overdue accounts and we will NOT charge you any Up-Front fees.

• We are not debt collectors, nor do we rely on the traditional “collection” techniques. We use our Insolvency expertise and make personal visits to negotiate payments or settlements, all of which are paid directly to your bank account-not ours.
• Our system is unique and it works. That is why our collection rate is so high.
• With no up-front costs you lose nothing, yet have a professional and licensed Insolvency specialist working on your behalf to improve your cash flow.
• You simply pay us an agreed commission rate on all the money you receive directly as a result of our work.
• Credit checks are available on your existing and potential customers, together with a simple, automated system to follow and control your own sales ledger in the future.
• Whenever possible we always use inexpensive “Negotiated Informal Arrangements” instead of the more costly legal processes, which do not always work.

Creditor Services

Improve your relationship with your creditors

How to deal with aggressive creditors?

DO ANY OF THESE PROBLEMS APPLY TO YOUR BUSINESS?

• Aggressive creditors pressing for payment. Account “On Stop” or Pro-Forma.
• Credit limits reduced, prices increased, suppliers service deteriorating.
• Customers complaining due to the disruption of supply.
• Bailiffs at the door, legal threats, CCJs, Statutory Demands.

We will deal with such creditors, be they Trade, Revenue / Vat, Banks or
Financial Institutions, including Bailiffs, as well as all legal processes and
NOT charge you any Up-Front fees.

• By using our Insolvency expertise and by making personal visits, we will gain time to negotiate payment terms
  and settlements.
• Our system is unique and as a result our success rate is very high.
• With no up-front costs you lose nothing, yet have a professional and licensed Insolvency specialist
  working on your behalf to improve your cash flow.
• You simply pay us an agreed commission rate on any money you save when paying creditors.
• We always try to use inexpensive “Negotiated Informal Arrangements” where appropriate and avoid when
  possible the more costly “Formal” processes. An IVA or CVA will damage your credit rating for 6 years,
  whereas an informal arrangement may not.

For more information and our commission details for both Debtor and Creditor services, please apply via our “Contact Us” page.

BUSINESS HEALTH CHECK

MOT your business and health screen your finances

• Do you expect your car to run efficiently without a regular service?
• Do you expect to remain healthy despite all your personal and business pressures?

So What Do You Do?

You get things checked out by a professional and so it should be with your business.

Our business health check, tests all major aspects of your business, including:

• Your balance sheet, as well as filed and management accounts which are used to assess your solvency, strength and current position.
• Your cash flow situation and control thereof. This is the single biggest business problem today, adversely affecting 60% of all SMEs. Yet much can be done to improve cash flow without re-financing becoming necessary.
• Your debtor and creditor position. Another test of solvency.
• Your personal and company credit rating. See how potential funders and suppliers see you.
• All “funding issues”.
• Whether your company is adequately capitalised and the proposed solutions if it is not.
• Customer/supplier relations.
• Your market sector and how your performance compares within it.

Our annual health costs £295.00 + VAT. And if no MAJOR issues are found, the fee will be waived with our compliments. Each report is confidential, takes a day of your time, at your offices, to collect the information and will be ready for presentation to you, within the next 7 days. All the relevant solutions to problems discovered will also be discussed in detail.

TERMS & CONDITIONS

• Your Annual Health Check costs £295 + VAT.
• If no major issues are found, the fee will be waived with our compliments.
• Each report is confidential and takes a full day of our time, at your offices, to collect the necessary information.
• The finished report will be ready for presentation to you within the next seven days.
• All necassary advice and relevant solutions to any problems disclosed will be discussed in detail at the same time.
• Every report produces something of value - that is an absolute guarantee.

REMEMBER - if no major issues are found, the check & report will cost nothing! and if any problems are found you will know what you options and solutions are.

To make probably the most cost effective decision for your business, contact us by phone or email to book your own Business Health Check.